RE: Mini Road map - September, October and beyond

I did look at SURGE, besides the pre sale discount I really don't see the point of it opposed to holding HBD. I can get 15%+ yearly for HBD savings. Maybe I am missing something. I know they created the token to raise funds but why not use their own money to start another project since they are so established.? Why need to raise funds for another project? It puts the risk on the hodlers..it's just not really computing in my brain. Though the pre sale there is more opportunity for profit but long term....? No difference in having SURGE than HBD and there are already HBD arbitrage opportunities. No offense to them. Maybe I just don't get it. It's possible i am not understanding it fully. Also liquidation is a buy back but when? Can users request a buyback at full value at any time? .Also the words "top of the preference stack" are troublesome. Also what is the $1 in value? is it HIVE, HBD? something else.? it's too vague . "Preference stack" implies that there are others who may lose out, again at least in my mind. Like preference over what? !BBH